Yemassee, SC — Rental Investment Analysis

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Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Yemassee, SC offers a 7.2% cap rate with median home prices of $182,768 and 3-bedroom rents of $1,660/month.

Yemassee offers solid returns for rental investors. At $182,768 median home price, Yemassee is affordable by national standards and within reach for most conventional loans. With 3-bedroom rents around $1,660/month, the 7.2% cap rate tells the story. Expect around +$130/month cash flow after mortgage, taxes, insurance, and reserves.

The 1% rule comes in at 0.91% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.13 is tight — you'll pass most lender minimums but with little margin for error.

Bottom line: Buy here if you want reliable monthly income. Yemassee is a cash flow market — don't expect rapid appreciation, but the checks come in every month.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

7.2%

Above average

Monthly Cash Flow

+$130

After all expenses

Price-to-Rent

9.2

Investor-friendly

DSCR

1.13

Tight

Key Metrics

Median Home Price
$182,768
Average Rent (3BR)
$1,660/mo
Price-to-Rent Ratio
9.2(good)
1% Rule
0.91%(fails — need 1%+)
Cash-on-Cash Return
3.7%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
4.8%(+0.5% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.7000000000000002% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.55%

of assessed value (SC avg)

Median Income

$56,227

household (SC avg)

Rent-to-Income

35.4%

Stretched

Section 8 Max Rent

$1,660/mo

3BR voucher payment

SC Investor Climate

Landlord Friendly

8/10

State Income Tax

Has state tax

Property Tax

0.55% effective

Population Trend

+1.7000000000000002% (3yr)

Best Zip Codes in Yemassee for Investors

29945
Cap Rate: 7.2%Cash Flow: +$130/mo$182,768
29945
Cap Rate: 7.2%Cash Flow: +$130/mo$182,768

All Zip Codes in Yemassee

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
299457.2%+$130$182,768$1,660/mo1.13
299457.2%+$130$182,768$1,660/mo1.13