Yazoo County, MS — Rental Investment Analysis

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Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Yazoo County, MS offers a 6.9% cap rate with median home prices of $141,193 and 3-bedroom rents of $1,215/month.

Yazoo County offers solid returns for rental investors. With a median home price of $141,193, entry costs are low — making it accessible for beginning investors or those buying multiple properties. With 3-bedroom rents around $1,215/month, the 6.9% cap rate tells the story. Cash flow is modest at +$45/month — positive but tight. Rate increases or vacancies could flip it negative.

The 1% rule comes in at 0.88% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.08 is tight — you'll pass most lender minimums but with little margin for error.

Bottom line: Yazoo County offers a balance of moderate cash flow and growth potential. Good for investors who want some income while building equity over time.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

6.9%

Above average

Monthly Cash Flow

+$45

After all expenses

Price-to-Rent

9.6

Investor-friendly

DSCR

1.08

Tight

Key Metrics

Median Home Price
$141,193
Average Rent (3BR)
$1,215/mo
Price-to-Rent Ratio
9.6(good)
1% Rule
0.88%(fails — need 1%+)
Cash-on-Cash Return
2.2%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
3.8%(-0.5% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
-1.65% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.67%

of assessed value (MS avg)

Median Income

$48,610

household (MS avg)

Rent-to-Income

30%

Affordable

Section 8 Max Rent

$1,215/mo

3BR voucher payment

MS Investor Climate

Landlord Friendly

8/10

State Income Tax

Has state tax

Property Tax

0.67% effective

Population Trend

-1.65% (3yr)

Best Zip Codes in Yazoo County for Investors

39166
Cap Rate: 7.7%Cash Flow: +$130/mo$118,264
39040
Cap Rate: 6.1%Cash Flow: -$40/mo$164,122

All Zip Codes in Yazoo County

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
391667.7%+$130$118,264$1,130/mo1.21
390406.1%-$40$164,122$1,300/mo0.95