West Chester, PA — Rental Investment Analysis
🔴WEAK— appreciation play onlyCap Rate
2.1%
Below average
Monthly Cash Flow
-$2,362
After all expenses
Price-to-Rent
21.6
Overpriced for rent
DSCR
0.33
Fails
📊 Key Metrics
- Median Home Price
- $662,675
- Average Rent (3BR)
- $2,565/mo
- Price-to-Rent Ratio
- 21.6(high)
- 1% Rule
- 0.39%(fails — need 1%+)
- Cash-on-Cash Return
- -18.6%
- Vacancy Rate
- 8.0%
📈 Market Strength
- Unemployment Rate
- 4.2%(-0.1% vs national)
- Rent Growth (YoY)
- +2.9%(national avg)
- Population Growth
- -0.5% YoY
Assumptions Used
20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance
Customize these numbers →Property Tax Rate
1.43%
of assessed value (PA avg)
Median Income
$67,587
household (PA avg)
Rent-to-Income
45.5%
Stretched
Section 8 Max Rent
$2,565/mo
3BR voucher payment
🏛️ PA Investor Climate
Landlord Friendly
6/10
State Income Tax
Has state tax
Property Tax
1.43% effective
Population Trend
-0.5% (3yr)