Watertown, NY — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.2%

Below average

Monthly Cash Flow

-$894

After all expenses

Price-to-Rent

17.6

Overpriced for rent

DSCR

0.66

Fails

📊 Key Metrics

Median Home Price
$327,946
Average Rent (3BR)
$1,605/mo
Price-to-Rent Ratio
17.6(high)
1% Rule
0.60%(fails — need 1%+)
Cash-on-Cash Return
-9.5%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in Watertown for Investors

13601
Cap Rate: 6.9%Cash Flow: +$84/mo$196,802
13640
Cap Rate: 1.5%Cash Flow: -$1,872/mo$459,090

All Zip Codes in Watertown

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
136016.9%+$84$196,802$1,720/mo1.08
136401.5%-$1,872$459,090$1,490/mo0.23