Waterloo, IA — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.2%

Below average

Monthly Cash Flow

-$337

After all expenses

Price-to-Rent

13.8

Investor-friendly

DSCR

0.66

Fails

📊 Key Metrics

Median Home Price
$188,755
Average Rent (3BR)
$1,140/mo
Price-to-Rent Ratio
13.8(good)
1% Rule
0.60%(fails — need 1%+)
Cash-on-Cash Return
-9.3%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in Waterloo for Investors

50703
Cap Rate: 11.4%Cash Flow: +$400/mo$95,194
50702
Cap Rate: 6.5%Cash Flow: +$17/mo$148,391
50701
Cap Rate: 4.8%Cash Flow: -$254/mo$186,094

All Zip Codes in Waterloo

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
5070311.4%+$400$95,194$1,270/mo1.79
507026.5%+$17$148,391$1,240/mo1.02
507014.8%-$254$186,094$1,220/mo0.74
506694.2%-$337$188,755$1,140/mo0.66
506213.4%-$555$221,003$1,140/mo0.53
506653.0%-$685$240,338$1,140/mo0.46
506242.0%-$1,092$300,815$1,140/mo0.32