Waterford, VA — Rental Investment Analysis

🔴POORnegative cash flow likely

Cap Rate

0.3%

Below average

Monthly Cash Flow

-$6,600

After all expenses

Price-to-Rent

41.0

Overpriced for rent

DSCR

0.05

Fails

📊 Key Metrics

Median Home Price
$1,301,898
Average Rent (3BR)
$2,650/mo
Price-to-Rent Ratio
41.0(high)
1% Rule
0.20%(fails — need 1%+)
Cash-on-Cash Return
-26.4%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
3.8%(-0.5% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.3% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.8%

of assessed value (VA avg)

Median Income

$80,615

household (VA avg)

Rent-to-Income

39.4%

Stretched

Section 8 Max Rent

$2,650/mo

3BR voucher payment

🏛️ VA Investor Climate

Landlord Friendly

6/10

State Income Tax

Has state tax

Property Tax

0.8% effective

Population Trend

+0.3% (3yr)

🏘️ Best Zip Codes in Waterford for Investors

20129
Cap Rate: 0.4%Cash Flow: -$6,383/mo$1,286,624
20197
Cap Rate: 0.2%Cash Flow: -$6,818/mo$1,317,173

All Zip Codes in Waterford

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
201290.4%-$6,383$1,286,624$2,790/mo0.07
201970.2%-$6,818$1,317,173$2,510/mo0.03