Waldorf, MD — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.1%

Below average

Monthly Cash Flow

-$888

After all expenses

Price-to-Rent

14.2

Investor-friendly

DSCR

0.64

Fails

📊 Key Metrics

Median Home Price
$460,294
Average Rent (3BR)
$2,590/mo
Price-to-Rent Ratio
14.2(good)
1% Rule
0.59%(fails — need 1%+)
Cash-on-Cash Return
-10.1%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.4%(+0.1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.05% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

1%

of assessed value (MD avg)

Median Income

$87,063

household (MD avg)

Rent-to-Income

35.7%

Stretched

Section 8 Max Rent

$2,590/mo

3BR voucher payment

🏛️ MD Investor Climate

Landlord Friendly

5/10

State Income Tax

Has state tax

Property Tax

1% effective

Population Trend

+1.05% (3yr)

🏘️ Best Zip Codes in Waldorf for Investors

20602
Cap Rate: 4.3%Cash Flow: -$674/mo$391,993
20601
Cap Rate: 4.1%Cash Flow: -$846/mo$440,655
20695
Cap Rate: 4.1%Cash Flow: -$930/mo$479,933

All Zip Codes in Waldorf

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
206024.3%-$674$391,993$2,400/mo0.68
206014.1%-$846$440,655$2,590/mo0.64
206954.1%-$930$479,933$2,810/mo0.64
206033.6%-$1,137$483,817$2,590/mo0.56