Zip Code 13501 — Utica, NY
🔴WEAK— appreciation play onlyF
Poor
Negative cash flow likely · Score: 21/100
Cap Rate
3.5%
Monthly Cash Flow
-$509
Median Home Price
$208,131
DSCR
0.54
Fair Market Rents
- Studio
- $720/mo
- 1 Bedroom
- $720/mo
- 2 Bedroom
- $910/mo
- 3 Bedroom
- $1,090/mo
- 4 Bedroom
- $1,290/mo
Investment Metrics
- Cap Rate
- 3.5%
- Cash-on-Cash Return
- -12.8%
- Price-to-Rent Ratio
- 15.9
- 1% Rule
- 0.52%
- Gross Rent Multiplier
- 15.9
- Vacancy Rate
- 8.0%
Assumptions Used
20% down payment, 6.52% interest rate, 30-year fixed, 8% vacancy, 10% maintenance, 1.2% property tax
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