Utica, NY — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.0%

Below average

Monthly Cash Flow

-$400

After all expenses

Price-to-Rent

14.3

Investor-friendly

DSCR

0.63

Fails

📊 Key Metrics

Median Home Price
$205,350
Average Rent (3BR)
$1,200/mo
Price-to-Rent Ratio
14.3(good)
1% Rule
0.58%(fails — need 1%+)
Cash-on-Cash Return
-10.2%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

🏘️ Best Zip Codes in Utica for Investors

13502
Cap Rate: 4.2%Cash Flow: -$370/mo$204,639
13486
Cap Rate: 4.0%Cash Flow: -$400/mo$205,350
13501
Cap Rate: 3.5%Cash Flow: -$509/mo$208,131

All Zip Codes in Utica

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
135024.2%-$370$204,639$1,230/mo0.66
134864.0%-$400$205,350$1,200/mo0.63
135013.5%-$509$208,131$1,090/mo0.54