Troy, NY — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

3.8%

Below average

Monthly Cash Flow

-$560

After all expenses

Price-to-Rent

14.9

Investor-friendly

DSCR

0.59

Fails

📊 Key Metrics

Median Home Price
$258,266
Average Rent (3BR)
$1,440/mo
Price-to-Rent Ratio
14.9(good)
1% Rule
0.56%(fails — need 1%+)
Cash-on-Cash Return
-11.3%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in Troy for Investors

12183
Cap Rate: 4.4%Cash Flow: -$380/mo$231,534
12182
Cap Rate: 3.8%Cash Flow: -$560/mo$258,266
12180
Cap Rate: 3.6%Cash Flow: -$708/mo$302,208

All Zip Codes in Troy

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
121834.4%-$380$231,534$1,440/mo0.69
121823.8%-$560$258,266$1,440/mo0.59
121803.6%-$708$302,208$1,620/mo0.56