The Villages, FL — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

3.7%

Below average

Monthly Cash Flow

-$729

After all expenses

Price-to-Rent

15.8

Overpriced for rent

DSCR

0.57

Fails

📊 Key Metrics

Median Home Price
$369,353
Average Rent (3BR)
$2,115/mo
Price-to-Rent Ratio
15.8(high)
1% Rule
0.55%(fails — need 1%+)
Cash-on-Cash Return
-11.9%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.8%(+0.5% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+5.6% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.86%

of assessed value (FL avg)

Median Income

$63,062

household (FL avg)

Rent-to-Income

40.2%

Stretched

Section 8 Max Rent

$2,115/mo

3BR voucher payment

🏛️ FL Investor Climate

Landlord Friendly

8/10

State Income Tax

✅ None

Property Tax

0.86% effective

Population Trend

+5.6% (3yr)

🏘️ Best Zip Codes in The Villages for Investors

32162
Cap Rate: 4.6%Cash Flow: -$546/mo$369,353
32162
Cap Rate: 4.6%Cash Flow: -$546/mo$369,353
32162
Cap Rate: 4.6%Cash Flow: -$546/mo$369,353

All Zip Codes in The Villages

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
321624.6%-$546$369,353$2,370/mo0.72
321624.6%-$546$369,353$2,370/mo0.72
321624.6%-$546$369,353$2,370/mo0.72
335852.7%-$913$297,316$1,330/mo0.42
321632.1%-$1,687$476,615$1,860/mo0.34
321632.1%-$1,687$476,615$1,860/mo0.34