Texas City, TX — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

5.8%

Below average

Monthly Cash Flow

-$127

After all expenses

Price-to-Rent

11.1

Investor-friendly

DSCR

0.90

Fails

📊 Key Metrics

Median Home Price
$213,549
Average Rent (3BR)
$1,600/mo
Price-to-Rent Ratio
11.1(good)
1% Rule
0.76%(fails — need 1%+)
Cash-on-Cash Return
-2.6%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.3%(0% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.5% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

1.68%

of assessed value (TX avg)

Median Income

$67,321

household (TX avg)

Rent-to-Income

28.5%

Affordable

Section 8 Max Rent

$1,600/mo

3BR voucher payment

🏛️ TX Investor Climate

Landlord Friendly

9/10

State Income Tax

✅ None

Property Tax

1.68% effective

Population Trend

+1.5% (3yr)

🏘️ Best Zip Codes in Texas City for Investors

77590
Cap Rate: 6.6%Cash Flow: +$29/mo$185,456
77591
Cap Rate: 5.0%Cash Flow: -$284/mo$241,643

All Zip Codes in Texas City

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
775906.6%+$29$185,456$1,560/mo1.03
775915.0%-$284$241,643$1,640/mo0.78