Terre Haute, IN — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

5.3%

Below average

Monthly Cash Flow

-$139

After all expenses

Price-to-Rent

11.7

Investor-friendly

DSCR

0.83

Fails

📊 Key Metrics

Median Home Price
$177,302
Average Rent (3BR)
$1,160/mo
Price-to-Rent Ratio
11.7(good)
1% Rule
0.71%(fails — need 1%+)
Cash-on-Cash Return
-4.6%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
3.2%(-1.1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.4% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.81%

of assessed value (IN avg)

Median Income

$61,944

household (IN avg)

Rent-to-Income

22.5%

Affordable

Section 8 Max Rent

$1,160/mo

3BR voucher payment

🏛️ IN Investor Climate

Landlord Friendly

8/10

State Income Tax

Has state tax

Property Tax

0.81% effective

Population Trend

+0.4% (3yr)

🏘️ Best Zip Codes in Terre Haute for Investors

47807
Cap Rate: 13.0%Cash Flow: +$427/mo$77,847
47804
Cap Rate: 9.5%Cash Flow: +$268/mo$102,658
47803
Cap Rate: 5.6%Cash Flow: -$121/mo$177,302

All Zip Codes in Terre Haute

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
4780713.0%+$427$77,847$1,160/mo2.03
478049.5%+$268$102,658$1,170/mo1.49
478035.6%-$121$177,302$1,310/mo0.87
478795.3%-$139$156,869$1,120/mo0.83
478024.2%-$348$193,980$1,170/mo0.66
478053.9%-$413$196,307$1,110/mo0.60
478053.9%-$413$196,307$1,110/mo0.60