Stockton, CA — Rental Investment Analysis
🔴WEAK— appreciation play onlyCap Rate
3.6%
Below average
Monthly Cash Flow
-$984
After all expenses
Price-to-Rent
15.6
Overpriced for rent
DSCR
0.56
Fails
📊 Key Metrics
- Median Home Price
- $408,783
- Average Rent (3BR)
- $2,040/mo
- Price-to-Rent Ratio
- 15.6(high)
- 1% Rule
- 0.53%(fails — need 1%+)
- Cash-on-Cash Return
- -12.4%
- Vacancy Rate
- 8.0%
📈 Market Strength
Assumptions Used
20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance
Customize these numbers →🏘️ Best Zip Codes in Stockton for Investors
All Zip Codes in Stockton
| Zip | Cap Rate | Cash Flow | Home Price | Rent (3BR) | DSCR |
|---|---|---|---|---|---|
| 95205 | 4.1% | -$622 | $328,323 | $1,940/mo | 0.64 |
| 95212 | 4.0% | -$1,110 | $549,284 | $3,160/mo | 0.62 |
| 95202 | 3.9% | -$693 | $338,931 | $1,940/mo | 0.62 |
| 95203 | 3.8% | -$769 | $350,162 | $1,940/mo | 0.59 |
| 95207 | 3.6% | -$951 | $408,783 | $2,200/mo | 0.56 |
| 95204 | 3.5% | -$905 | $382,555 | $2,040/mo | 0.56 |
| 95210 | 3.4% | -$984 | $394,284 | $2,040/mo | 0.53 |
| 95219 | 3.3% | -$1,436 | $557,447 | $2,830/mo | 0.52 |
| 95209 | 3.0% | -$1,377 | $489,035 | $2,340/mo | 0.47 |
| 95206 | 2.8% | -$1,242 | $420,411 | $1,940/mo | 0.44 |
| 95215 | 2.6% | -$1,379 | $440,677 | $1,940/mo | 0.41 |