St. Louis, MO — Rental Investment Analysis

🟢GOODsolid returns

Cap Rate

7.8%

Above average

Monthly Cash Flow

+$350

After all expenses

Price-to-Rent

9.3

Investor-friendly

DSCR

1.40

Passes lender test

📊 Key Metrics

Median Home Price
$145,000
Average Rent (3BR)
$1,300/mo
Price-to-Rent Ratio
9.3(good)
1% Rule
0.90%(fails — need 1%+)
Cash-on-Cash Return
9.9%
Vacancy Rate
8.8%

📈 Market Strength

Job Growth
+0.9% YoY
Population Growth
-0.4% YoY
Home Price Appreciation (5yr)
+25%

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in St. Louis for Investors

63106
Cap Rate: 10.2%Cash Flow: +$540/mo$85,000
63104
Cap Rate: 8.5%Cash Flow: +$400/mo$120,000
63103
Cap Rate: 7.8%Cash Flow: +$340/mo$145,000