St. Joseph, KS — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.9%

Below average

Monthly Cash Flow

-$213

After all expenses

Price-to-Rent

12.4

Investor-friendly

DSCR

0.77

Fails

📊 Key Metrics

Median Home Price
$174,654
Average Rent (3BR)
$1,175/mo
Price-to-Rent Ratio
12.4(good)
1% Rule
0.67%(fails — need 1%+)
Cash-on-Cash Return
-6.4%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in St. Joseph for Investors

66532
Cap Rate: 5.0%Cash Flow: -$204/mo$179,962
66087
Cap Rate: 4.8%Cash Flow: -$223/mo$169,346

All Zip Codes in St. Joseph

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
665325.0%-$204$179,962$1,230/mo0.79
660874.8%-$223$169,346$1,120/mo0.75