Sperryville, VA — Rental Investment Analysis

🔴POORnegative cash flow likely

Cap Rate

1.0%

Below average

Monthly Cash Flow

-$2,395

After all expenses

Price-to-Rent

30.7

Overpriced for rent

DSCR

0.15

Fails

📊 Key Metrics

Median Home Price
$530,625
Average Rent (3BR)
$1,440/mo
Price-to-Rent Ratio
30.7(high)
1% Rule
0.27%(fails — need 1%+)
Cash-on-Cash Return
-23.6%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
3.8%(-0.5% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.3% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.8%

of assessed value (VA avg)

Median Income

$80,615

household (VA avg)

Rent-to-Income

21.4%

Affordable

Section 8 Max Rent

$1,440/mo

3BR voucher payment

🏛️ VA Investor Climate

Landlord Friendly

6/10

State Income Tax

Has state tax

Property Tax

0.8% effective

Population Trend

+0.3% (3yr)

🏘️ Best Zip Codes in Sperryville for Investors

22740
Cap Rate: 1.0%Cash Flow: -$2,395/mo$530,625
22740
Cap Rate: 1.0%Cash Flow: -$2,395/mo$530,625
22740
Cap Rate: 1.0%Cash Flow: -$2,395/mo$530,625

All Zip Codes in Sperryville

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
227401.0%-$2,395$530,625$1,440/mo0.15
227401.0%-$2,395$530,625$1,440/mo0.15
227401.0%-$2,395$530,625$1,440/mo0.15