Sioux City, IA — Rental Investment Analysis
🟡MODERATE— average returnsCap Rate
4.2%
Below average
Monthly Cash Flow
-$343
After all expenses
Price-to-Rent
14.0
Investor-friendly
DSCR
0.65
Fails
📊 Key Metrics
- Median Home Price
- $184,792
- Average Rent (3BR)
- $1,240/mo
- Price-to-Rent Ratio
- 14.0(good)
- 1% Rule
- 0.60%(fails — need 1%+)
- Cash-on-Cash Return
- -9.7%
- Vacancy Rate
- 8.0%
📈 Market Strength
- Unemployment Rate
- 3.3%(-1% vs national)
- Rent Growth (YoY)
- +2.9%(national avg)
- Population Growth
- -1% YoY
Assumptions Used
20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance
Customize these numbers →Property Tax Rate
1.52%
of assessed value (IA avg)
Median Income
$65,573
household (IA avg)
Rent-to-Income
22.7%
Affordable
Section 8 Max Rent
$1,240/mo
3BR voucher payment
🏛️ IA Investor Climate
Landlord Friendly
7/10
State Income Tax
Has state tax
Property Tax
1.52% effective
Population Trend
-1% (3yr)