Seth, WV — Rental Investment Analysis

🟢STRONGexcellent cash flow market

Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Seth, WV has a median cap rate of 12.3%, making it one of the top cash-flowing rental markets in the United States.

Seth is one of the strongest cash flow markets in the data. With a median home price of $84,147, entry costs are low — making it accessible for beginning investors or those buying multiple properties. With 3-bedroom rents around $1,200/month, the 12.3% cap rate tells the story. A typical rental here cash flows +$417/month after all expenses — strong passive income from day one.

The market passes the 1% rule (1.43%), which is increasingly rare and signals strong rent-to-price fundamentals. DSCR of 1.93 means the property's income comfortably covers debt service — DSCR loans should be easy to qualify for here.

Bottom line: Buy here if you want reliable monthly income. Seth is a cash flow market — don't expect rapid appreciation, but the checks come in every month.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

12.3%

Above average

Monthly Cash Flow

+$417

After all expenses

Price-to-Rent

5.8

Investor-friendly

DSCR

1.93

Passes lender test

Key Metrics

Median Home Price
$84,147
Average Rent (3BR)
$1,200/mo
Price-to-Rent Ratio
5.8(good)
1% Rule
1.43%(passes)
Cash-on-Cash Return
25.8%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
4.4%(+0.1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
-2.3% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.57%

of assessed value (WV avg)

Median Income

$50,884

household (WV avg)

Rent-to-Income

28.3%

Affordable

Section 8 Max Rent

$1,200/mo

3BR voucher payment

WV Investor Climate

Landlord Friendly

7/10

State Income Tax

Has state tax

Property Tax

0.57% effective

Population Trend

-2.3% (3yr)

Best Zip Codes in Seth for Investors

25181
Cap Rate: 15.8%Cash Flow: +$530/mo$67,321
25049
Cap Rate: 12.3%Cash Flow: +$417/mo$84,147
25154
Cap Rate: 11.1%Cash Flow: +$363/mo$92,114

All Zip Codes in Seth

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
2518115.8%+$530$67,321$1,200/mo2.48
2504912.3%+$417$84,147$1,200/mo1.93
2515411.1%+$363$92,114$1,200/mo1.74