Schenectady, NY — Rental Investment Analysis
🔴WEAK— appreciation play onlyCap Rate
3.4%
Below average
Monthly Cash Flow
-$722
After all expenses
Price-to-Rent
16.1
Overpriced for rent
DSCR
0.54
Fails
📊 Key Metrics
- Median Home Price
- $287,328
- Average Rent (3BR)
- $1,520/mo
- Price-to-Rent Ratio
- 16.1(high)
- 1% Rule
- 0.52%(fails — need 1%+)
- Cash-on-Cash Return
- -13.0%
- Vacancy Rate
- 8.0%
📈 Market Strength
Assumptions Used
20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance
Customize these numbers →🏘️ Best Zip Codes in Schenectady for Investors
All Zip Codes in Schenectady
| Zip | Cap Rate | Cash Flow | Home Price | Rent (3BR) | DSCR |
|---|---|---|---|---|---|
| 12307 | 6.6% | +$26 | $173,765 | $1,460/mo | 1.03 |
| 12304 | 4.2% | -$467 | $254,262 | $1,520/mo | 0.65 |
| 12308 | 4.1% | -$485 | $259,364 | $1,540/mo | 0.65 |
| 12306 | 3.4% | -$718 | $291,512 | $1,520/mo | 0.54 |
| 12302 | 3.4% | -$822 | $325,112 | $1,670/mo | 0.53 |
| 12305 | 3.3% | -$727 | $283,145 | $1,440/mo | 0.52 |
| 12303 | 3.0% | -$890 | $314,549 | $1,500/mo | 0.47 |
| 12309 | 2.8% | -$1,195 | $403,655 | $1,860/mo | 0.44 |