Santa Rosa, CA — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

2.6%

Below average

Monthly Cash Flow

-$2,251

After all expenses

Price-to-Rent

18.9

Overpriced for rent

DSCR

0.42

Fails

📊 Key Metrics

Median Home Price
$736,163
Average Rent (3BR)
$3,020/mo
Price-to-Rent Ratio
18.9(high)
1% Rule
0.44%(fails — need 1%+)
Cash-on-Cash Return
-16.3%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
5.3%(+1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
-1.2% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.71%

of assessed value (CA avg)

Median Income

$84,097

household (CA avg)

Rent-to-Income

43.1%

Stretched

Section 8 Max Rent

$3,020/mo

3BR voucher payment

🏛️ CA Investor Climate

Landlord Friendly

3/10

State Income Tax

Has state tax

Property Tax

0.71% effective

Population Trend

-1.2% (3yr)

🏘️ Best Zip Codes in Santa Rosa for Investors

95405
Cap Rate: 3.0%Cash Flow: -$2,099/mo$742,246
95407
Cap Rate: 2.9%Cash Flow: -$1,847/mo$635,494
95401
Cap Rate: 2.8%Cash Flow: -$1,984/mo$655,806

All Zip Codes in Santa Rosa

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
954053.0%-$2,099$742,246$3,540/mo0.47
954072.9%-$1,847$635,494$2,970/mo0.45
954012.8%-$1,984$655,806$2,970/mo0.43
954092.5%-$2,528$785,253$3,370/mo0.40
954032.4%-$2,403$730,081$3,070/mo0.38
954041.8%-$3,135$821,783$2,930/mo0.28