Santa Barbara, CA — Rental Investment Analysis

🔴POORnegative cash flow likely

Cap Rate

0.8%

Below average

Monthly Cash Flow

-$8,540

After all expenses

Price-to-Rent

32.8

Overpriced for rent

DSCR

0.12

Fails

📊 Key Metrics

Median Home Price
$1,833,753
Average Rent (3BR)
$4,795/mo
Price-to-Rent Ratio
32.8(high)
1% Rule
0.26%(fails — need 1%+)
Cash-on-Cash Return
-24.3%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in Santa Barbara for Investors

93101
Cap Rate: 1.6%Cash Flow: -$5,922/mo$1,472,563
93111
Cap Rate: 1.5%Cash Flow: -$6,836/mo$1,692,181
93103
Cap Rate: 0.9%Cash Flow: -$7,926/mo$1,749,279

All Zip Codes in Santa Barbara

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
931011.6%-$5,922$1,472,563$4,880/mo0.24
931111.5%-$6,836$1,692,181$5,570/mo0.24
931030.9%-$7,926$1,749,279$4,710/mo0.15
931050.7%-$9,155$1,918,228$4,600/mo0.10
931100.7%-$9,192$1,927,303$4,630/mo0.10
931090.3%-$12,394$2,460,911$5,110/mo0.05