Sandy Creek, NY — Rental Investment Analysis

🟢GOODsolid returns

Cap Rate

6.3%

Above average

Monthly Cash Flow

-$15

After all expenses

Price-to-Rent

10.3

Investor-friendly

DSCR

0.98

Fails

📊 Key Metrics

Median Home Price
$183,570
Average Rent (3BR)
$1,490/mo
Price-to-Rent Ratio
10.3(good)
1% Rule
0.81%(fails — need 1%+)
Cash-on-Cash Return
-0.4%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.6%(+0.3% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
-1.15% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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Property Tax Rate

1.62%

of assessed value (NY avg)

Median Income

$74,314

household (NY avg)

Rent-to-Income

24.1%

Affordable

Section 8 Max Rent

$1,490/mo

3BR voucher payment

🏛️ NY Investor Climate

Landlord Friendly

3/10

State Income Tax

Has state tax

Property Tax

1.62% effective

Population Trend

-1.15% (3yr)

🏘️ Best Zip Codes in Sandy Creek for Investors

13145
Cap Rate: 6.3%Cash Flow: -$15/mo$183,570
13145
Cap Rate: 6.3%Cash Flow: -$15/mo$183,570

All Zip Codes in Sandy Creek

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
131456.3%-$15$183,570$1,490/mo0.98
131456.3%-$15$183,570$1,490/mo0.98