San Jose, CA — Rental Investment Analysis
🔴POOR— negative cash flow likelyCap Rate
1.1%
Below average
Monthly Cash Flow
-$6,189
After all expenses
Price-to-Rent
29.0
Overpriced for rent
DSCR
0.18
Fails
📊 Key Metrics
- Median Home Price
- $1,402,631
- Average Rent (3BR)
- $3,980/mo
- Price-to-Rent Ratio
- 29.0(high)
- 1% Rule
- 0.29%(fails — need 1%+)
- Cash-on-Cash Return
- -22.9%
- Vacancy Rate
- 8.0%
📈 Market Strength
Assumptions Used
20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance
Customize these numbers →📈 Population Movement (Tax Year 2021→2022)
Net Migration
-11,047 households
SHRINKING
Total Inflow
796,964
households moved in
Avg Income (New Residents)
$264,463
per household
Where they're coming from:
1.Santa Clara Non-migrants, CA760,602 households · avg $268,008
2.Alameda, CA5,221 households · avg $197,778
3.San Mateo, CA4,305 households · avg $291,642
4.Los Angeles, CA2,388 households · avg $228,952
5.San Francisco, CA2,181 households · avg $349,602
Where residents are leaving to:
1.Santa Clara Non-migrants, CA760,602 households
2.Alameda, CA7,414 households
3.San Mateo, CA4,213 households
4.San Francisco, CA3,290 households
5.San Joaquin, CA2,567 households
💡 Net outflow may indicate weakening demand — but can mean lower prices and higher cap rates.
🏘️ Best Zip Codes in San Jose for Investors
All Zip Codes in San Jose
| Zip | Cap Rate | Cash Flow | Home Price | Rent (3BR) | DSCR |
|---|---|---|---|---|---|
| 95113 | 5.2% | -$678 | $665,264 | $4,640/mo | 0.81 |
| 95134 | 3.3% | -$2,870 | $1,097,587 | $5,520/mo | 0.51 |
| 95110 | 2.6% | -$2,690 | $844,528 | $3,660/mo | 0.40 |
| 95116 | 1.8% | -$3,620 | $948,443 | $3,380/mo | 0.28 |
| 95139 | 1.8% | -$5,264 | $1,368,797 | $4,830/mo | 0.28 |
| 95122 | 1.6% | -$3,979 | $1,001,673 | $3,380/mo | 0.25 |
| 95112 | 1.6% | -$4,133 | $1,024,493 | $3,380/mo | 0.24 |
| 95126 | 1.5% | -$4,983 | $1,218,763 | $3,940/mo | 0.23 |
| 95131 | 1.4% | -$5,701 | $1,375,244 | $4,350/mo | 0.22 |
| 95111 | 1.4% | -$4,489 | $1,077,317 | $3,380/mo | 0.22 |
| 95148 | 1.4% | -$6,551 | $1,573,108 | $4,940/mo | 0.22 |
| 95121 | 1.3% | -$5,361 | $1,273,743 | $3,930/mo | 0.21 |
| 95127 | 1.3% | -$4,776 | $1,119,902 | $3,380/mo | 0.20 |
| 95133 | 1.2% | -$5,077 | $1,164,670 | $3,380/mo | 0.18 |
| 95002 | 1.1% | -$5,535 | $1,260,655 | $3,610/mo | 0.18 |
| 95119 | 1.1% | -$6,344 | $1,446,299 | $4,150/mo | 0.18 |
| 95123 | 1.1% | -$6,125 | $1,396,786 | $4,010/mo | 0.18 |
| 95136 | 1.1% | -$6,189 | $1,402,631 | $3,980/mo | 0.17 |
| 95135 | 1.1% | -$7,958 | $1,788,083 | $4,990/mo | 0.16 |
| 95132 | 0.9% | -$7,611 | $1,679,343 | $4,520/mo | 0.15 |
| 95128 | 0.7% | -$7,112 | $1,495,787 | $3,620/mo | 0.11 |
| 95138 | 0.6% | -$8,837 | $1,839,455 | $4,340/mo | 0.10 |
| 95124 | 0.4% | -$9,991 | $2,005,760 | $4,300/mo | 0.06 |
| 95118 | 0.4% | -$8,496 | $1,703,613 | $3,640/mo | 0.06 |
| 95120 | 0.4% | -$11,546 | $2,311,979 | $4,920/mo | 0.06 |
| 95140 | 0.4% | -$9,470 | $1,889,446 | $3,980/mo | 0.06 |
| 95117 | 0.2% | -$9,438 | $1,822,714 | $3,470/mo | 0.03 |
| 95125 | 0.1% | -$10,059 | $1,916,051 | $3,480/mo | 0.01 |
| 94304 | -0.1% | -$17,971 | $3,310,286 | $5,290/mo | -0.02 |
| 95130 | -0.2% | -$12,106 | $2,207,726 | $3,380/mo | -0.03 |
| 95129 | -0.2% | -$15,036 | $2,721,588 | $4,030/mo | -0.04 |