San Francisco, CA — Rental Investment Analysis
🔴POOR— negative cash flow likelyCap Rate
1.4%
Below average
Monthly Cash Flow
-$6,200
After all expenses
Price-to-Rent
26.9
Overpriced for rent
DSCR
0.21
Fails
📊 Key Metrics
- Median Home Price
- $1,361,250
- Average Rent (3BR)
- $4,000/mo
- Price-to-Rent Ratio
- 26.9(high)
- 1% Rule
- 0.31%(fails — need 1%+)
- Cash-on-Cash Return
- -21.9%
- Vacancy Rate
- 8.0%
📈 Market Strength
Assumptions Used
20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance
Customize these numbers →📈 Population Movement (Tax Year 2021→2022)
Net Migration
-4,538 households
SHRINKING
Total Inflow
381,839
households moved in
Avg Income (New Residents)
$264,317
per household
Where they're coming from:
1.San Francisco Non-migrants, CA353,959 households · avg $270,540
2.Alameda, CA3,743 households · avg $167,670
3.San Mateo, CA3,666 households · avg $247,097
4.Santa Clara, CA3,290 households · avg $305,201
5.Los Angeles, CA1,906 households · avg $151,594
Where residents are leaving to:
1.San Francisco Non-migrants, CA353,959 households
2.San Mateo, CA4,913 households
3.Alameda, CA4,602 households
4.Contra Costa, CA2,513 households
5.Los Angeles, CA2,512 households
💡 Net outflow may indicate weakening demand — but can mean lower prices and higher cap rates.
🏘️ Best Zip Codes in San Francisco for Investors
All Zip Codes in San Francisco
| Zip | Cap Rate | Cash Flow | Home Price | Rent (3BR) | DSCR |
|---|---|---|---|---|---|
| 94105 | 3.3% | -$2,753 | $1,079,018 | $5,510/mo | 0.52 |
| 94102 | 3.0% | -$2,047 | $733,210 | $3,530/mo | 0.48 |
| 94107 | 2.9% | -$2,913 | $1,002,907 | $4,690/mo | 0.45 |
| 94158 | 2.7% | -$4,016 | $1,298,031 | $5,770/mo | 0.42 |
| 94103 | 2.6% | -$2,515 | $802,666 | $3,530/mo | 0.41 |
| 94111 | 2.4% | -$3,602 | $1,088,105 | $4,550/mo | 0.38 |
| 94104 | 2.2% | -$3,861 | $1,111,932 | $4,430/mo | 0.35 |
| 94124 | 2.1% | -$3,287 | $917,215 | $3,530/mo | 0.33 |
| 94109 | 2.0% | -$3,752 | $1,022,826 | $3,830/mo | 0.31 |
| 94108 | 1.8% | -$3,898 | $1,007,904 | $3,530/mo | 0.27 |
| 94129 | 1.6% | -$6,383 | $1,590,885 | $5,290/mo | 0.25 |
| 94134 | 1.5% | -$4,328 | $1,071,723 | $3,530/mo | 0.24 |
| 94929 | 1.4% | -$5,861 | $1,418,420 | $4,510/mo | 0.22 |
| 94112 | 1.4% | -$4,775 | $1,138,144 | $3,530/mo | 0.21 |
| 94127 | 1.3% | -$8,303 | $1,943,926 | $5,850/mo | 0.20 |
| 94115 | 1.2% | -$6,340 | $1,460,369 | $4,270/mo | 0.18 |
| 94132 | 0.9% | -$6,222 | $1,361,250 | $3,600/mo | 0.14 |
| 94110 | 0.9% | -$6,200 | $1,349,591 | $3,530/mo | 0.14 |
| 94117 | 0.8% | -$7,358 | $1,589,531 | $4,090/mo | 0.13 |
| 94131 | 0.8% | -$7,765 | $1,675,512 | $4,300/mo | 0.13 |
| 94133 | 0.8% | -$6,342 | $1,370,624 | $3,530/mo | 0.13 |
| 94116 | 0.8% | -$7,333 | $1,574,856 | $4,000/mo | 0.13 |
| 94122 | 0.6% | -$7,915 | $1,634,386 | $3,780/mo | 0.09 |
| 94114 | 0.5% | -$9,381 | $1,911,561 | $4,270/mo | 0.08 |
| 94123 | 0.3% | -$11,904 | $2,351,632 | $4,810/mo | 0.05 |
| 94121 | 0.3% | -$8,819 | $1,738,109 | $3,530/mo | 0.05 |
| 94118 | 0.0% | -$11,111 | $2,097,677 | $3,690/mo | 0.00 |