Saltsburg, PA — Rental Investment Analysis
🟢GOOD— solid returnsData: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.
Investment Summary
As of 2026, Saltsburg, PA offers a 6.8% cap rate with median home prices of $161,797 and 3-bedroom rents of $1,400/month.
Saltsburg offers solid returns for rental investors. At $161,797 median home price, Saltsburg is affordable by national standards and within reach for most conventional loans. With 3-bedroom rents around $1,400/month, the 6.8% cap rate tells the story. Cash flow is modest at +$58/month — positive but tight. Rate increases or vacancies could flip it negative.
The 1% rule comes in at 0.87% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.07 is tight — you'll pass most lender minimums but with little margin for error.
Bottom line: Saltsburg offers a balance of moderate cash flow and growth potential. Good for investors who want some income while building equity over time.
Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.
Cap Rate
6.8%
Above average
Monthly Cash Flow
+$58
After all expenses
Price-to-Rent
9.6
Investor-friendly
DSCR
1.07
Tight
Key Metrics
- Median Home Price
- $161,797
- Average Rent (3BR)
- $1,400/mo
- Price-to-Rent Ratio
- 9.6(good)
- 1% Rule
- 0.87%(fails — need 1%+)
- Cash-on-Cash Return
- 1.9%
- Vacancy Rate
- 8.0%
Market Strength
- Unemployment Rate
- 4.2%(-0.1% vs national)
- Rent Growth (YoY)
- +2.9%(national avg)
- Population Growth
- -0.5% YoY
Property Tax Rate
1.43%
of assessed value (PA avg)
Median Income
$67,587
household (PA avg)
Rent-to-Income
24.9%
Affordable
Section 8 Max Rent
$1,400/mo
3BR voucher payment
PA Investor Climate
Landlord Friendly
6/10
State Income Tax
Has state tax
Property Tax
1.43% effective
Population Trend
-0.5% (3yr)