Saint Joseph, MO — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

5.8%

Below average

Monthly Cash Flow

-$79

After all expenses

Price-to-Rent

10.8

Investor-friendly

DSCR

0.92

Fails

📊 Key Metrics

Median Home Price
$171,797
Average Rent (3BR)
$1,255/mo
Price-to-Rent Ratio
10.8(good)
1% Rule
0.76%(fails — need 1%+)
Cash-on-Cash Return
-2.4%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in Saint Joseph for Investors

64504
Cap Rate: 7.2%Cash Flow: +$94/mo$136,931
64501
Cap Rate: 6.9%Cash Flow: +$56/mo$130,459
64503
Cap Rate: 5.9%Cash Flow: -$66/mo$175,256

All Zip Codes in Saint Joseph

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
645047.2%+$94$136,931$1,240/mo1.13
645016.9%+$56$130,459$1,140/mo1.08
645035.9%-$66$175,256$1,360/mo0.93
645075.7%-$93$168,339$1,270/mo0.90
645054.0%-$438$224,419$1,310/mo0.63
645062.7%-$852$277,303$1,240/mo0.42