Saginaw, MI — Rental Investment Analysis
🟢GOOD— solid returnsCap Rate
8.0%
Above average
Monthly Cash Flow
+$193
After all expenses
Price-to-Rent
8.4
Investor-friendly
DSCR
1.26
Passes lender test
📊 Key Metrics
- Median Home Price
- $139,243
- Average Rent (3BR)
- $1,280/mo
- Price-to-Rent Ratio
- 8.4(good)
- 1% Rule
- 0.99%(fails — need 1%+)
- Cash-on-Cash Return
- 7.2%
- Vacancy Rate
- 8.0%
📈 Market Strength
Assumptions Used
20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance
Customize these numbers →🏘️ Best Zip Codes in Saginaw for Investors
All Zip Codes in Saginaw
| Zip | Cap Rate | Cash Flow | Home Price | Rent (3BR) | DSCR |
|---|---|---|---|---|---|
| 48607 | 31.8% | +$858 | $40,548 | $1,380/mo | 4.98 |
| 48601 | 18.4% | +$612 | $61,279 | $1,250/mo | 2.88 |
| 48602 | 12.7% | +$433 | $81,789 | $1,200/mo | 1.99 |
| 48604 | 8.1% | +$193 | $139,243 | $1,380/mo | 1.26 |
| 48604 | 8.1% | +$193 | $139,243 | $1,380/mo | 1.26 |
| 48638 | 4.7% | -$288 | $198,449 | $1,280/mo | 0.73 |
| 48603 | 4.5% | -$362 | $226,542 | $1,420/mo | 0.70 |
| 48609 | 3.9% | -$458 | $216,468 | $1,220/mo | 0.60 |
| 48747 | 3.8% | -$451 | $212,966 | $1,200/mo | 0.60 |