Rochester, MA — Rental Investment Analysis

🔴POORnegative cash flow likely

Cap Rate

1.4%

Below average

Monthly Cash Flow

-$2,904

After all expenses

Price-to-Rent

26.9

Overpriced for rent

DSCR

0.21

Fails

📊 Key Metrics

Median Home Price
$691,383
Average Rent (3BR)
$2,140/mo
Price-to-Rent Ratio
26.9(high)
1% Rule
0.31%(fails — need 1%+)
Cash-on-Cash Return
-21.9%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.7%(+0.4% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.6000000000000001% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

1.15%

of assessed value (MA avg)

Median Income

$89,026

household (MA avg)

Rent-to-Income

28.8%

Affordable

Section 8 Max Rent

$2,140/mo

3BR voucher payment

🏛️ MA Investor Climate

Landlord Friendly

4/10

State Income Tax

Has state tax

Property Tax

1.15% effective

Population Trend

+0.6000000000000001% (3yr)

🏘️ Best Zip Codes in Rochester for Investors

02770
Cap Rate: 1.4%Cash Flow: -$2,904/mo$691,383
02770
Cap Rate: 1.4%Cash Flow: -$2,904/mo$691,383

All Zip Codes in Rochester

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
027701.4%-$2,904$691,383$2,140/mo0.21
027701.4%-$2,904$691,383$2,140/mo0.21