Riverdale, GA — Rental Investment Analysis

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Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Riverdale, GA offers a 7.5% cap rate with median home prices of $217,869 and 3-bedroom rents of $2,045/month.

Riverdale offers solid returns for rental investors. At $217,869 median home price, Riverdale is affordable by national standards and within reach for most conventional loans. With 3-bedroom rents around $2,045/month, the 7.5% cap rate tells the story. Expect around +$208/month cash flow after mortgage, taxes, insurance, and reserves.

The 1% rule comes in at 0.94% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.17 is tight — you'll pass most lender minimums but with little margin for error.

Bottom line: Buy here if you want reliable monthly income. Riverdale is a cash flow market — don't expect rapid appreciation, but the checks come in every month.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

7.5%

Above average

Monthly Cash Flow

+$208

After all expenses

Price-to-Rent

8.9

Investor-friendly

DSCR

1.17

Tight

Key Metrics

Median Home Price
$217,869
Average Rent (3BR)
$2,045/mo
Price-to-Rent Ratio
8.9(good)
1% Rule
0.94%(fails — need 1%+)
Cash-on-Cash Return
5.0%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
3.5%(-0.8% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.6% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.83%

of assessed value (GA avg)

Median Income

$61,980

household (GA avg)

Rent-to-Income

39.6%

Stretched

Section 8 Max Rent

$2,045/mo

3BR voucher payment

GA Investor Climate

Landlord Friendly

8/10

State Income Tax

Has state tax

Property Tax

0.83% effective

Population Trend

+1.6% (3yr)

Best Zip Codes in Riverdale for Investors

30296
Cap Rate: 7.6%Cash Flow: +$239/mo$232,186
30274
Cap Rate: 7.4%Cash Flow: +$178/mo$203,553

All Zip Codes in Riverdale

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
302967.6%+$239$232,186$2,200/mo1.19
302747.4%+$178$203,553$1,890/mo1.16