Reading, PA — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.9%

Below average

Monthly Cash Flow

-$320

After all expenses

Price-to-Rent

12.5

Investor-friendly

DSCR

0.76

Fails

📊 Key Metrics

Median Home Price
$275,447
Average Rent (3BR)
$1,760/mo
Price-to-Rent Ratio
12.5(good)
1% Rule
0.67%(fails — need 1%+)
Cash-on-Cash Return
-6.6%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in Reading for Investors

19602
Cap Rate: 7.8%Cash Flow: +$169/mo$144,094
19604
Cap Rate: 7.3%Cash Flow: +$136/mo$169,678
19601
Cap Rate: 6.1%Cash Flow: -$47/mo$184,553

All Zip Codes in Reading

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
196027.8%+$169$144,094$1,390/mo1.22
196047.3%+$136$169,678$1,560/mo1.15
196016.1%-$47$184,553$1,460/mo0.95
196095.4%-$235$290,379$2,100/mo0.85
196074.9%-$347$275,447$1,840/mo0.76
196114.8%-$320$236,045$1,550/mo0.75
196064.4%-$497$300,008$1,860/mo0.69
196054.2%-$549$295,568$1,760/mo0.65
196084.0%-$792$390,065$2,240/mo0.62