Pueblo, CO — Rental Investment Analysis
🟡MODERATE— average returnsCap Rate
4.4%
Below average
Monthly Cash Flow
-$536
After all expenses
Price-to-Rent
13.5
Investor-friendly
DSCR
0.68
Fails
📊 Key Metrics
- Median Home Price
- $293,052
- Average Rent (3BR)
- $1,480/mo
- Price-to-Rent Ratio
- 13.5(good)
- 1% Rule
- 0.62%(fails — need 1%+)
- Cash-on-Cash Return
- -8.8%
- Vacancy Rate
- 8.0%
📈 Market Strength
- Unemployment Rate
- 3.9%(-0.4% vs national)
- Rent Growth (YoY)
- +2.9%(national avg)
- Population Growth
- +0.9% YoY
Assumptions Used
20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance
Customize these numbers →Property Tax Rate
0.49%
of assessed value (CO avg)
Median Income
$82,254
household (CO avg)
Rent-to-Income
21.6%
Affordable
Section 8 Max Rent
$1,480/mo
3BR voucher payment
🏛️ CO Investor Climate
Landlord Friendly
6/10
State Income Tax
Has state tax
Property Tax
0.49% effective
Population Trend
+0.9% (3yr)
🏘️ Best Zip Codes in Pueblo for Investors
All Zip Codes in Pueblo
| Zip | Cap Rate | Cash Flow | Home Price | Rent (3BR) | DSCR |
|---|---|---|---|---|---|
| 81004 | 5.7% | -$112 | $196,637 | $1,480/mo | 0.89 |
| 81003 | 5.0% | -$243 | $206,381 | $1,400/mo | 0.78 |
| 81025 | 4.9% | -$277 | $221,121 | $1,480/mo | 0.77 |
| 81001 | 4.8% | -$290 | $221,830 | $1,470/mo | 0.75 |
| 81008 | 4.4% | -$536 | $318,055 | $1,960/mo | 0.68 |
| 81008 | 4.4% | -$536 | $318,055 | $1,960/mo | 0.68 |
| 81005 | 3.2% | -$786 | $293,052 | $1,450/mo | 0.50 |
| 81007 | 2.9% | -$1,149 | $398,082 | $1,870/mo | 0.46 |
| 81006 | 2.7% | -$1,000 | $327,235 | $1,470/mo | 0.43 |