Port Arthur, TX — Rental Investment Analysis

🟢STRONGexcellent cash flow market

Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Port Arthur, TX has a median cap rate of 9.7%, making it one of the top cash-flowing rental markets in the United States.

Port Arthur is one of the strongest cash flow markets in the data. With a median home price of $128,313, entry costs are low — making it accessible for beginning investors or those buying multiple properties. With 3-bedroom rents around $1,485/month, the 9.7% cap rate tells the story. A typical rental here cash flows +$353/month after all expenses — strong passive income from day one.

The market passes the 1% rule (1.16%), which is increasingly rare and signals strong rent-to-price fundamentals. DSCR of 1.52 means the property's income comfortably covers debt service — DSCR loans should be easy to qualify for here.

Bottom line: Buy here if you want reliable monthly income. Port Arthur is a cash flow market — don't expect rapid appreciation, but the checks come in every month.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

9.7%

Above average

Monthly Cash Flow

+$353

After all expenses

Price-to-Rent

7.2

Investor-friendly

DSCR

1.52

Passes lender test

Key Metrics

Median Home Price
$128,313
Average Rent (3BR)
$1,485/mo
Price-to-Rent Ratio
7.2(good)
1% Rule
1.16%(passes)
Cash-on-Cash Return
14.4%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
4.3%(0% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.5% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

1.68%

of assessed value (TX avg)

Median Income

$67,321

household (TX avg)

Rent-to-Income

26.5%

Affordable

Section 8 Max Rent

$1,485/mo

3BR voucher payment

TX Investor Climate

Landlord Friendly

9/10

State Income Tax

None

Property Tax

1.68% effective

Population Trend

+1.5% (3yr)

Best Zip Codes in Port Arthur for Investors

77640
Cap Rate: 10.3%Cash Flow: +$417/mo$126,788
77642
Cap Rate: 9.1%Cash Flow: +$289/mo$129,838

All Zip Codes in Port Arthur

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
7764010.3%+$417$126,788$1,550/mo1.62
776429.1%+$289$129,838$1,420/mo1.42