Paterson, NJ — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

2.1%

Below average

Monthly Cash Flow

-$1,944

After all expenses

Price-to-Rent

21.8

Overpriced for rent

DSCR

0.32

Fails

📊 Key Metrics

Median Home Price
$534,245
Average Rent (3BR)
$2,040/mo
Price-to-Rent Ratio
21.8(high)
1% Rule
0.38%(fails — need 1%+)
Cash-on-Cash Return
-18.8%
Vacancy Rate
8.0%

📈 Market Strength

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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🏘️ Best Zip Codes in Paterson for Investors

07522
Cap Rate: 2.4%Cash Flow: -$1,592/mo$475,984
07501
Cap Rate: 2.3%Cash Flow: -$1,562/mo$459,331
07502
Cap Rate: 2.1%Cash Flow: -$1,912/mo$535,533

All Zip Codes in Paterson

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
075222.4%-$1,592$475,984$1,970/mo0.37
075012.3%-$1,562$459,331$1,870/mo0.36
075022.1%-$1,912$535,533$2,070/mo0.33
075032.1%-$1,979$549,213$2,100/mo0.32
075242.1%-$1,895$525,825$2,010/mo0.32
075132.0%-$2,122$578,940$2,170/mo0.31
075141.9%-$1,976$532,958$1,970/mo0.30
075041.9%-$2,141$571,978$2,090/mo0.30