Oshkosh, WI — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

2.5%

Below average

Monthly Cash Flow

-$1,067

After all expenses

Price-to-Rent

20.0

Overpriced for rent

DSCR

0.38

Fails

📊 Key Metrics

Median Home Price
$321,407
Average Rent (3BR)
$1,335/mo
Price-to-Rent Ratio
20.0(high)
1% Rule
0.42%(fails — need 1%+)
Cash-on-Cash Return
-17.1%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
3.5%(-0.8% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.6% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

1.61%

of assessed value (WI avg)

Median Income

$67,080

household (WI avg)

Rent-to-Income

23.9%

Affordable

Section 8 Max Rent

$1,335/mo

3BR voucher payment

🏛️ WI Investor Climate

Landlord Friendly

6/10

State Income Tax

Has state tax

Property Tax

1.61% effective

Population Trend

+0.6% (3yr)

🏘️ Best Zip Codes in Oshkosh for Investors

54901
Cap Rate: 4.2%Cash Flow: -$410/mo$225,172
54902
Cap Rate: 3.4%Cash Flow: -$569/mo$231,687
54952
Cap Rate: 2.9%Cash Flow: -$810/mo$280,741

All Zip Codes in Oshkosh

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
549014.2%-$410$225,172$1,350/mo0.66
549023.4%-$569$231,687$1,210/mo0.54
549522.9%-$810$280,741$1,320/mo0.46
549042.0%-$1,325$362,073$1,360/mo0.31
549042.0%-$1,325$362,073$1,360/mo0.31
549441.2%-$1,772$411,383$1,220/mo0.19