New Bern, NC — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.1%

Below average

Monthly Cash Flow

-$504

After all expenses

Price-to-Rent

14.0

Investor-friendly

DSCR

0.65

Fails

📊 Key Metrics

Median Home Price
$269,440
Average Rent (3BR)
$1,600/mo
Price-to-Rent Ratio
14.0(good)
1% Rule
0.59%(fails — need 1%+)
Cash-on-Cash Return
-9.8%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
3.7%(-0.6% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+1.95% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.77%

of assessed value (NC avg)

Median Income

$60,516

household (NC avg)

Rent-to-Income

31.7%

Moderate

Section 8 Max Rent

$1,600/mo

3BR voucher payment

🏛️ NC Investor Climate

Landlord Friendly

7/10

State Income Tax

Has state tax

Property Tax

0.77% effective

Population Trend

+1.95% (3yr)

🏘️ Best Zip Codes in New Bern for Investors

28560
Cap Rate: 4.1%Cash Flow: -$504/mo$269,440
28560
Cap Rate: 4.1%Cash Flow: -$504/mo$269,440

All Zip Codes in New Bern

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
285604.1%-$504$269,440$1,600/mo0.65
285604.1%-$504$269,440$1,600/mo0.65