Moundsville, WV — Rental Investment Analysis

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Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Moundsville, WV offers a 7.7% cap rate with median home prices of $132,843 and 3-bedroom rents of $1,265/month.

Moundsville offers solid returns for rental investors. With a median home price of $132,843, entry costs are low — making it accessible for beginning investors or those buying multiple properties. With 3-bedroom rents around $1,265/month, the 7.7% cap rate tells the story. Expect around +$142/month cash flow after mortgage, taxes, insurance, and reserves.

The 1% rule comes in at 0.96% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.20 is tight — you'll pass most lender minimums but with little margin for error.

Bottom line: Buy here if you want reliable monthly income. Moundsville is a cash flow market — don't expect rapid appreciation, but the checks come in every month.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

7.7%

Above average

Monthly Cash Flow

+$142

After all expenses

Price-to-Rent

8.8

Investor-friendly

DSCR

1.20

Tight

Key Metrics

Median Home Price
$132,843
Average Rent (3BR)
$1,265/mo
Price-to-Rent Ratio
8.8(good)
1% Rule
0.96%(fails — need 1%+)
Cash-on-Cash Return
5.5%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
4.4%(+0.1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
-2.3% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.57%

of assessed value (WV avg)

Median Income

$50,884

household (WV avg)

Rent-to-Income

29.8%

Affordable

Section 8 Max Rent

$1,265/mo

3BR voucher payment

WV Investor Climate

Landlord Friendly

7/10

State Income Tax

Has state tax

Property Tax

0.57% effective

Population Trend

-2.3% (3yr)

Best Zip Codes in Moundsville for Investors

26039
Cap Rate: 7.8%Cash Flow: +$167/mo$141,933
26041
Cap Rate: 7.5%Cash Flow: +$117/mo$123,753

All Zip Codes in Moundsville

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
260397.8%+$167$141,933$1,370/mo1.22
260417.5%+$117$123,753$1,160/mo1.18