Moss Point, MS — Rental Investment Analysis
🟢GOOD— solid returnsData: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.
Investment Summary
As of 2026, Moss Point, MS has a median cap rate of 8.0%, making it one of the top cash-flowing rental markets in the United States.
Moss Point is one of the strongest cash flow markets in the data. At $154,866 median home price, Moss Point is affordable by national standards and within reach for most conventional loans. With 3-bedroom rents around $1,390/month, the 8.0% cap rate tells the story. Cash flow is modest at +$96/month — positive but tight. Rate increases or vacancies could flip it negative.
The 1% rule comes in at 0.99% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.25 means the property's income comfortably covers debt service — DSCR loans should be easy to qualify for here.
Bottom line: Buy here if you want reliable monthly income. Moss Point is a cash flow market — don't expect rapid appreciation, but the checks come in every month.
Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.
Cap Rate
8.0%
Above average
Monthly Cash Flow
+$96
After all expenses
Price-to-Rent
9.4
Investor-friendly
DSCR
1.25
Passes lender test
Key Metrics
- Median Home Price
- $154,866
- Average Rent (3BR)
- $1,390/mo
- Price-to-Rent Ratio
- 9.4(good)
- 1% Rule
- 0.99%(fails — need 1%+)
- Cash-on-Cash Return
- 7.1%
- Vacancy Rate
- 8.0%
Market Strength
- Unemployment Rate
- 3.8%(-0.5% vs national)
- Rent Growth (YoY)
- +2.9%(national avg)
- Population Growth
- -1.65% YoY
Property Tax Rate
0.67%
of assessed value (MS avg)
Median Income
$48,610
household (MS avg)
Rent-to-Income
34.3%
Moderate
Section 8 Max Rent
$1,390/mo
3BR voucher payment
MS Investor Climate
Landlord Friendly
8/10
State Income Tax
Has state tax
Property Tax
0.67% effective
Population Trend
-1.65% (3yr)