Moss Beach, CA — Rental Investment Analysis

🔴POORnegative cash flow likely

Cap Rate

1.1%

Below average

Monthly Cash Flow

-$6,607

After all expenses

Price-to-Rent

29.4

Overpriced for rent

DSCR

0.18

Fails

📊 Key Metrics

Median Home Price
$1,499,442
Average Rent (3BR)
$4,265/mo
Price-to-Rent Ratio
29.4(high)
1% Rule
0.29%(fails — need 1%+)
Cash-on-Cash Return
-23.0%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
5.3%(+1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
-1.2% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

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Property Tax Rate

0.71%

of assessed value (CA avg)

Median Income

$84,097

household (CA avg)

Rent-to-Income

60.9%

Stretched

Section 8 Max Rent

$4,265/mo

3BR voucher payment

🏛️ CA Investor Climate

Landlord Friendly

3/10

State Income Tax

Has state tax

Property Tax

0.71% effective

Population Trend

-1.2% (3yr)

🏘️ Best Zip Codes in Moss Beach for Investors

94038
Cap Rate: 1.2%Cash Flow: -$6,378/mo$1,473,352
94037
Cap Rate: 1.0%Cash Flow: -$6,837/mo$1,525,533

All Zip Codes in Moss Beach

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
940381.2%-$6,378$1,473,352$4,330/mo0.19
940371.0%-$6,837$1,525,533$4,200/mo0.16