Milton, FL — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

4.3%

Below average

Monthly Cash Flow

-$490

After all expenses

Price-to-Rent

13.6

Investor-friendly

DSCR

0.68

Fails

📊 Key Metrics

Median Home Price
$283,809
Average Rent (3BR)
$1,735/mo
Price-to-Rent Ratio
13.6(good)
1% Rule
0.61%(fails — need 1%+)
Cash-on-Cash Return
-9.0%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.8%(+0.5% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+5.6% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.86%

of assessed value (FL avg)

Median Income

$63,062

household (FL avg)

Rent-to-Income

33%

Moderate

Section 8 Max Rent

$1,735/mo

3BR voucher payment

🏛️ FL Investor Climate

Landlord Friendly

8/10

State Income Tax

✅ None

Property Tax

0.86% effective

Population Trend

+5.6% (3yr)

🏘️ Best Zip Codes in Milton for Investors

32570
Cap Rate: 4.5%Cash Flow: -$430/mo$276,672
32583
Cap Rate: 4.1%Cash Flow: -$550/mo$290,946

All Zip Codes in Milton

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
325704.5%-$430$276,672$1,750/mo0.71
325834.1%-$550$290,946$1,720/mo0.64