Martinsburg, WV — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

3.6%

Below average

Monthly Cash Flow

-$664

After all expenses

Price-to-Rent

15.4

Overpriced for rent

DSCR

0.57

Fails

📊 Key Metrics

Median Home Price
$288,282
Average Rent (3BR)
$1,560/mo
Price-to-Rent Ratio
15.4(high)
1% Rule
0.54%(fails — need 1%+)
Cash-on-Cash Return
-12.0%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.4%(+0.1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
-2.3% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.57%

of assessed value (WV avg)

Median Income

$50,884

household (WV avg)

Rent-to-Income

36.8%

Stretched

Section 8 Max Rent

$1,560/mo

3BR voucher payment

🏛️ WV Investor Climate

Landlord Friendly

7/10

State Income Tax

Has state tax

Property Tax

0.57% effective

Population Trend

-2.3% (3yr)

🏘️ Best Zip Codes in Martinsburg for Investors

25405
Cap Rate: 4.6%Cash Flow: -$484/mo$317,563
25401
Cap Rate: 4.0%Cash Flow: -$509/mo$255,642
25404
Cap Rate: 3.6%Cash Flow: -$664/mo$288,282

All Zip Codes in Martinsburg

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
254054.6%-$484$317,563$2,020/mo0.71
254014.0%-$509$255,642$1,480/mo0.63
254043.6%-$664$288,282$1,560/mo0.57
254043.6%-$664$288,282$1,560/mo0.57
254032.8%-$1,126$376,338$1,720/mo0.44