Lowell, IN — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

5.7%

Below average

Monthly Cash Flow

-$271

After all expenses

Price-to-Rent

12.0

Investor-friendly

DSCR

0.90

Fails

📊 Key Metrics

Median Home Price
$259,320
Average Rent (3BR)
$1,800/mo
Price-to-Rent Ratio
12.0(good)
1% Rule
0.76%(fails — need 1%+)
Cash-on-Cash Return
-3.0%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
3.2%(-1.1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.4% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.81%

of assessed value (IN avg)

Median Income

$61,944

household (IN avg)

Rent-to-Income

34.9%

Moderate

Section 8 Max Rent

$1,800/mo

3BR voucher payment

🏛️ IN Investor Climate

Landlord Friendly

8/10

State Income Tax

Has state tax

Property Tax

0.81% effective

Population Trend

+0.4% (3yr)

🏘️ Best Zip Codes in Lowell for Investors

46377
Cap Rate: 7.7%Cash Flow: +$207/mo$185,878
46356
Cap Rate: 3.7%Cash Flow: -$750/mo$332,763

All Zip Codes in Lowell

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
463777.7%+$207$185,878$1,780/mo1.21
463563.7%-$750$332,763$1,820/mo0.58