Longmont, CO — Rental Investment Analysis

🔴WEAK— appreciation play only

Cap Rate

2.8%

Below average

Monthly Cash Flow

-$1,528

After all expenses

Price-to-Rent

18.0

Overpriced for rent

DSCR

0.45

Fails

📊 Key Metrics

Median Home Price: $584,419
Average Rent (3BR): $2,820/mo
Price-to-Rent Ratio: 18.0(high)
1% Rule: 0.46%(fails — need 1%+)
Cash-on-Cash Return: -15.4%
Vacancy Rate: 8.0%

📈 Market Strength

Unemployment Rate: 3.9%(-0.4% vs national)
Rent Growth (YoY): +2.9%(national avg)
Population Growth: +0.9% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.49%

of assessed value (CO avg)

Median Income

$82,254

household (CO avg)

Rent-to-Income

41.1%

Stretched

Section 8 Max Rent

$2,820/mo

3BR voucher payment

🏛️ CO Investor Climate

Landlord Friendly

6/10

State Income Tax

Has state tax

Property Tax

0.49% effective

Population Trend

+0.9% (3yr)

🏘️ Best Zip Codes in Longmont for Investors

80504

Cap Rate: 3.3%Cash Flow: -$1,528/mo$584,419

80504

Cap Rate: 3.3%Cash Flow: -$1,528/mo$584,419

80504

Cap Rate: 3.3%Cash Flow: -$1,528/mo$584,419

All Zip Codes in Longmont

Zip	Cap Rate	Cash Flow	Home Price	Rent (3BR)	DSCR
80504	3.3%	-$1,528	$584,419	$2,940/mo	0.51
80504	3.3%	-$1,528	$584,419	$2,940/mo	0.51
80504	3.3%	-$1,528	$584,419	$2,940/mo	0.51
80501	2.9%	-$1,456	$494,757	$2,290/mo	0.45
80501	2.9%	-$1,456	$494,757	$2,290/mo	0.45
80503	2.0%	-$2,723	$747,138	$2,820/mo	0.32
80503	2.0%	-$2,723	$747,138	$2,820/mo	0.32