Land O Lakes, FL — Rental Investment Analysis

🟡MODERATEaverage returns

Cap Rate

5.4%

Below average

Monthly Cash Flow

-$334

After all expenses

Price-to-Rent

11.5

Investor-friendly

DSCR

0.85

Fails

📊 Key Metrics

Median Home Price
$424,949
Average Rent (3BR)
$2,990/mo
Price-to-Rent Ratio
11.5(good)
1% Rule
0.72%(fails — need 1%+)
Cash-on-Cash Return
-4.3%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
4.8%(+0.5% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+5.6% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.86%

of assessed value (FL avg)

Median Income

$63,062

household (FL avg)

Rent-to-Income

56.9%

Stretched

Section 8 Max Rent

$2,990/mo

3BR voucher payment

🏛️ FL Investor Climate

Landlord Friendly

8/10

State Income Tax

✅ None

Property Tax

0.86% effective

Population Trend

+5.6% (3yr)

🏘️ Best Zip Codes in Land O Lakes for Investors

34638
Cap Rate: 6.2%Cash Flow: -$68/mo$424,949
34639
Cap Rate: 5.4%Cash Flow: -$334/mo$406,031
34637
Cap Rate: 5.2%Cash Flow: -$430/mo$427,658

All Zip Codes in Land O Lakes

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
346386.2%-$68$424,949$3,410/mo0.97
346395.4%-$334$406,031$2,930/mo0.85
346375.2%-$430$427,658$2,990/mo0.81