Lake Village, IN — Rental Investment Analysis

🟢STRONGexcellent cash flow market

Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Lake Village, IN has a median cap rate of 8.7%, making it one of the top cash-flowing rental markets in the United States.

Lake Village is one of the strongest cash flow markets in the data. At $204,166 median home price, Lake Village is affordable by national standards and within reach for most conventional loans. With 3-bedroom rents around $1,505/month, the 8.7% cap rate tells the story. At current prices and rates, expect to lose about $141/month — negative cash flow unless you put more down or find below-market deals.

The market passes the 1% rule (1.06%), which is increasingly rare and signals strong rent-to-price fundamentals. DSCR of 1.36 means the property's income comfortably covers debt service — DSCR loans should be easy to qualify for here.

Bottom line: Buy here if you want reliable monthly income. Lake Village is a cash flow market — don't expect rapid appreciation, but the checks come in every month.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

8.7%

Above average

Monthly Cash Flow

-$141

After all expenses

Price-to-Rent

11.4

Investor-friendly

DSCR

1.36

Passes lender test

Key Metrics

Median Home Price
$204,166
Average Rent (3BR)
$1,505/mo
Price-to-Rent Ratio
11.4(good)
1% Rule
1.06%(passes)
Cash-on-Cash Return
10.0%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
3.2%(-1.1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.4% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.81%

of assessed value (IN avg)

Median Income

$61,944

household (IN avg)

Rent-to-Income

29.2%

Affordable

Section 8 Max Rent

$1,505/mo

3BR voucher payment

IN Investor Climate

Landlord Friendly

8/10

State Income Tax

Has state tax

Property Tax

0.81% effective

Population Trend

+0.4% (3yr)

Best Zip Codes in Lake Village for Investors

46379
Cap Rate: 14.5%Cash Flow: +$631/mo$93,779
46349
Cap Rate: 2.9%Cash Flow: -$914/mo$314,553

All Zip Codes in Lake Village

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
4637914.5%+$631$93,779$1,540/mo2.26
463492.9%-$914$314,553$1,470/mo0.45