Lake Oswego, OR — Rental Investment Analysis

🔴WEAKappreciation play only

Cap Rate

2.1%

Below average

Monthly Cash Flow

-$3,507

After all expenses

Price-to-Rent

22.4

Overpriced for rent

DSCR

0.33

Fails

📊 Key Metrics

Median Home Price
$946,883
Average Rent (3BR)
$3,505/mo
Price-to-Rent Ratio
22.4(high)
1% Rule
0.38%(fails — need 1%+)
Cash-on-Cash Return
-18.7%
Vacancy Rate
8.0%

📈 Market Strength

Unemployment Rate
5.2%(+0.9% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
+0.35% YoY

Assumptions Used

20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.87%

of assessed value (OR avg)

Median Income

$70,084

household (OR avg)

Rent-to-Income

60%

Stretched

Section 8 Max Rent

$3,505/mo

3BR voucher payment

🏛️ OR Investor Climate

Landlord Friendly

4/10

State Income Tax

Has state tax

Property Tax

0.87% effective

Population Trend

+0.35% (3yr)

🏘️ Best Zip Codes in Lake Oswego for Investors

97035
Cap Rate: 2.8%Cash Flow: -$2,250/mo$752,404
97034
Cap Rate: 1.4%Cash Flow: -$4,764/mo$1,141,363

All Zip Codes in Lake Oswego

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
970352.8%-$2,250$752,404$3,440/mo0.44
970341.4%-$4,764$1,141,363$3,570/mo0.22