Kosse, TX — Rental Investment Analysis
🟢GOOD— solid returnsData: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.
Investment Summary
As of 2026, Kosse, TX offers a 6.6% cap rate with median home prices of $214,728 and 3-bedroom rents of $1,820/month.
Kosse offers solid returns for rental investors. At $214,728 median home price, Kosse is affordable by national standards and within reach for most conventional loans. With 3-bedroom rents around $1,820/month, the 6.6% cap rate tells the story. Cash flow is modest at +$45/month — positive but tight. Rate increases or vacancies could flip it negative.
The 1% rule comes in at 0.85% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.04 is tight — you'll pass most lender minimums but with little margin for error.
Bottom line: Kosse offers a balance of moderate cash flow and growth potential. Good for investors who want some income while building equity over time.
Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.
Cap Rate
6.6%
Above average
Monthly Cash Flow
+$45
After all expenses
Price-to-Rent
9.8
Investor-friendly
DSCR
1.04
Tight
Key Metrics
- Median Home Price
- $214,728
- Average Rent (3BR)
- $1,820/mo
- Price-to-Rent Ratio
- 9.8(good)
- 1% Rule
- 0.85%(fails — need 1%+)
- Cash-on-Cash Return
- 1.1%
- Vacancy Rate
- 8.0%
Market Strength
- Unemployment Rate
- 4.3%(0% vs national)
- Rent Growth (YoY)
- +2.9%(national avg)
- Population Growth
- +1.5% YoY
Property Tax Rate
1.68%
of assessed value (TX avg)
Median Income
$67,321
household (TX avg)
Rent-to-Income
32.4%
Moderate
Section 8 Max Rent
$1,820/mo
3BR voucher payment
TX Investor Climate
Landlord Friendly
9/10
State Income Tax
None
Property Tax
1.68% effective
Population Trend
+1.5% (3yr)