Kittanning, PA — Rental Investment Analysis

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Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Kittanning, PA offers a 6.4% cap rate with median home prices of $141,274 and 3-bedroom rents of $1,105/month.

Kittanning offers solid returns for rental investors. With a median home price of $141,274, entry costs are low — making it accessible for beginning investors or those buying multiple properties. With 3-bedroom rents around $1,105/month, the 6.4% cap rate tells the story. At current prices and rates, expect to lose about $46/month — negative cash flow unless you put more down or find below-market deals.

The 1% rule comes in at 0.82% — doesn't quite pass, but close enough to find individual deals that work. DSCR of 1.00 is tight — you'll pass most lender minimums but with little margin for error.

Bottom line: Kittanning offers a balance of moderate cash flow and growth potential. Good for investors who want some income while building equity over time.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

6.4%

Above average

Monthly Cash Flow

-$46

After all expenses

Price-to-Rent

10.6

Investor-friendly

DSCR

1.00

Tight

Key Metrics

Median Home Price
$141,274
Average Rent (3BR)
$1,105/mo
Price-to-Rent Ratio
10.6(good)
1% Rule
0.82%(fails — need 1%+)
Cash-on-Cash Return
-0.1%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
4.2%(-0.1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
-0.5% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

1.43%

of assessed value (PA avg)

Median Income

$67,587

household (PA avg)

Rent-to-Income

19.6%

Affordable

Section 8 Max Rent

$1,105/mo

3BR voucher payment

PA Investor Climate

Landlord Friendly

6/10

State Income Tax

Has state tax

Property Tax

1.43% effective

Population Trend

-0.5% (3yr)

Best Zip Codes in Kittanning for Investors

16212
Cap Rate: 7.9%Cash Flow: +$134/mo$107,899
16201
Cap Rate: 4.8%Cash Flow: -$226/mo$174,649

All Zip Codes in Kittanning

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
162127.9%+$134$107,899$1,050/mo1.23
162014.8%-$226$174,649$1,160/mo0.76