Kahului, HI — Rental Investment Analysis
🔴WEAK— appreciation play onlyCap Rate
3.7%
Below average
Monthly Cash Flow
-$2,378
After all expenses
Price-to-Rent
21.5
Overpriced for rent
DSCR
0.58
Fails
📊 Key Metrics
- Median Home Price
- $658,830
- Average Rent (3BR)
- $2,515/mo
- Price-to-Rent Ratio
- 21.5(high)
- 1% Rule
- 0.55%(fails — need 1%+)
- Cash-on-Cash Return
- -11.6%
- Vacancy Rate
- 8.0%
📈 Market Strength
- Unemployment Rate
- 2.5%(-1.8% vs national)
- Rent Growth (YoY)
- +2.9%(national avg)
- Population Growth
- +0.9% YoY
Assumptions Used
20% down, 7.000000000000001% rate, 30yr, 8% vacancy, 10% maintenance
Customize these numbers →Property Tax Rate
0.27%
of assessed value (HI avg)
Median Income
$84,857
household (HI avg)
Rent-to-Income
35.6%
Stretched
Section 8 Max Rent
$2,515/mo
3BR voucher payment
🏛️ HI Investor Climate
Landlord Friendly
4/10
State Income Tax
Has state tax
Property Tax
0.27% effective
Population Trend
+0.9% (3yr)