Julian, WV — Rental Investment Analysis

🟢STRONGexcellent cash flow market

Data: HUD FMR FY2024 + Zillow ZHVI April 2026 + Freddie Mac rates. Last updated June 2026.

Investment Summary

As of 2026, Julian, WV has a median cap rate of 8.9%, making it one of the top cash-flowing rental markets in the United States.

Julian is one of the strongest cash flow markets in the data. With a median home price of $111,114, entry costs are low — making it accessible for beginning investors or those buying multiple properties. With 3-bedroom rents around $1,200/month, the 8.9% cap rate tells the story. Expect around +$235/month cash flow after mortgage, taxes, insurance, and reserves.

The market passes the 1% rule (1.08%), which is increasingly rare and signals strong rent-to-price fundamentals. DSCR of 1.40 means the property's income comfortably covers debt service — DSCR loans should be easy to qualify for here.

Bottom line: Buy here if you want reliable monthly income. Julian is a cash flow market — don't expect rapid appreciation, but the checks come in every month.

Data sources: HUD Fair Market Rents (FY2024), Zillow Home Value Index (April 2026), Freddie Mac Primary Mortgage Market Survey.

Cap Rate

8.9%

Above average

Monthly Cash Flow

+$235

After all expenses

Price-to-Rent

7.7

Investor-friendly

DSCR

1.40

Passes lender test

Key Metrics

Median Home Price
$111,114
Average Rent (3BR)
$1,200/mo
Price-to-Rent Ratio
7.7(good)
1% Rule
1.08%(passes)
Cash-on-Cash Return
11.0%
Vacancy Rate
8.0%

Market Strength

Unemployment Rate
4.4%(+0.1% vs national)
Rent Growth (YoY)
+2.9%(national avg)
Population Growth
-2.3% YoY

Assumptions Used

20% down, 6.52% rate, 30yr, 8% vacancy, 10% maintenance

Customize these numbers →

Property Tax Rate

0.57%

of assessed value (WV avg)

Median Income

$50,884

household (WV avg)

Rent-to-Income

28.3%

Affordable

Section 8 Max Rent

$1,200/mo

3BR voucher payment

WV Investor Climate

Landlord Friendly

7/10

State Income Tax

Has state tax

Property Tax

0.57% effective

Population Trend

-2.3% (3yr)

Best Zip Codes in Julian for Investors

25529
Cap Rate: 8.9%Cash Flow: +$235/mo$111,114
25529
Cap Rate: 8.9%Cash Flow: +$235/mo$111,114

All Zip Codes in Julian

ZipCap RateCash FlowHome PriceRent (3BR)DSCR
255298.9%+$235$111,114$1,200/mo1.40
255298.9%+$235$111,114$1,200/mo1.40